Randy Viray Insurance Services

About Us

Protecting Futures

We have over 40 years of insurance experience helping clients prepare for the unknown. Ask us about Life, Disability, Critical Illness, Corporate, and many more! We can help you assess your current situation so you can get the right type of insurance for you.

Assessing Need

Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.

Building Relationships

Everyone has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-earned assets.

Frequently Asked Questions

Please contact us if you cannot find an answer to your question.

What is Life Insurance?

It is a legally binding contract between an insurance company and a policy owner, that pays a tax free, benefit to the named beneficiary (beneficiaries) upon death of the insured.

Who needs insurance?

Everyone does!!! Especially if you are going through big life events like getting married, buying a house or having a child.

I have coverage through work, why do I need more?

Some employees have life, critical illness and disability coverage through work. We recommend that you take a look at how much coverage you actually have a better plan financially. When you retire, or do not work at that company anymore, you lose your coverage altogether. Having personal insurance allows you to prepare for when that time may come.